Force drop - item lending bug?

[Math]

When a familiar is holding an item and dies the item is dropped on the ground. thats sort of a force drop i think. so what if ya gave a lended item to a familiar and let it die? the item would be dropped on the floor. (or sent to bank maybe) but if then the bank is full it would be dropped on the floor for sure.

Couldnt that be a possibility for an item lending scam?